💳 Your source of truth for data on credit card points, programs, and award travel 💳
💳 points.credit helps you find and visualize the best credit card transfer partners across all major programs and their hotel/airline partners.
🔓 Register for an account to see your active transfer bonuses based on the cards you hold. Visit points.credit to see your active bonuses on the homepage.
🏨 ✈️ View current and past transfer bonus history for your favorite programs including: Hyatt, Qatar Airways, Air France/KLM, United, Hilton Honors, Air Canada, and more!
All Current Transfer Bonuses
| Bank | Destination | Base Ratio | Bonus % | Bonus Ratio | Valid Until | Available to Me? |
|---|---|---|---|---|---|---|
 American Express | Marriott | 1:1 | 20% | 1:1.2 | 2025-07-14 | ❓ |
| American Express | Iberia | 1:1 | 30% | 1:1.3 | 2025-07-15 | ❓ |
| American Express | Aer Lingus | 1:1 | 30% | 1:1.3 | 2025-07-15 | ❓ |
| American Express | British Airways | 1:1 | 30% | 1:1.3 | 2025-07-15 | ❓ |
 Chase | Air Canada | 1:1 | 20% (up to 30% for Aeroplan card holders) | 1:1.2 | 2025-07-17 | ❓ |
 Citi | Air France/KLM | 1:1 | 20% | 1:1.2 | 2025-07-19 | ❓ |
| Citi | Accor Hotels - ALL | 2:1 | 50% | 1:0.75 | 2025-07-19 | ❓ |
| Chase | Marriott | 1:1 | 50% | 1:1.5 | 2025-08-15 | ❓ |
Effective Sept. 16, 2025, the ratio for transferring MR points to Emirates Skywards will be changed from: ‘1 MR point = 1 Skywards mile' to ‘5 MR points = 4 Skywards miles.'📧 points.credit NewsletterNo BS — just a points newsletter.
Sign up to receive updates about new transfer bonuses, my travels, and general points and miles chatter.
✍️Latest From the Blog
Award Booking Windows
Planning Tool
Find out when airlines open their award calendars to book the best flights
Cancellation & Change Policies
Policy Guide
Compare cancellation fees across airline loyalty programs
All Resources
Complete Library
Tools, guides, and external resources to maximize your points
Due to the size and inherent nature of a Sankey diagram, please visit on desktop to see the graph of transfer partners and programs.
Join the Discord Community!
Talk about general points & miles, travel and travel hacking, share your trips and bookings, and connect with like-minded people in the points & miles space!
Join Discord Server💬 Ask questions • 🧠 Get information • ✈️ Share trips